The contact owns a 2023 Kia Forte. The contact stated while driving at an undisclosed speed, another vehicle was driving on the incorrect side of the road coming towards the contact head-on. While attempting to avoid crashing into the other vehicle, the contact swerved over to the side of the road and drove downhill. The contact then heard a loud thud, and the vehicle became undriveable. The vehicle was towed to a dealer where it was diagnosed and determined that the clutch assembly needed to be placed. The vehicle was not repaired. The manufacturer was not notified of the failure. The failure mileage was approximately 36,000.