While driving through an intersection and making a left turn, a failure of the engine water pump pulley caused the pulley to break apart. This led to damage to the coolant line and tensioner, sudden coolant loss, and the serpentine belt slipping off. The failure occurred mid-turn, causing the vehicle to skid and momentarily lose steering control. I narrowly avoided a collision with an oncoming vehicle that was stopped at a red light. The vehicle was towed to an independent repair shop, where mechanics confirmed that the water pump pulley had failed and caused the resulting damage. The vehicle is just over 4 years old and has approximately 58,000 miles. This type of failure’especially in a well-maintained vehicle with all scheduled maintenance completed on time’is unexpected and presents a serious safety concern.